Terms & Conditions
Terms & Conditions for MickOwen.com
Effective date: October 2, 2024
Please note that the content of this page can change without prior notice.
1. Definitions
- “Site” means MickOwen.com and all content, services, and products made available through it.
- “We,” “us,” or “MickOwen.com” means the operator of the Site.
- “You” or “user” means any person accessing or using the Site.
2. Acceptance of Terms
By accessing or using the Site, you accept and agree to these Terms & Conditions and any referenced policies (including the Privacy Policy). If you do not agree, do not use the Site.
3. Changes to Terms
We may modify these Terms & Conditions at any time. Continued use after changes constitutes acceptance. Please note that the content of this page can change without prior notice.
4. Eligibility
You must be at least 18 years old (or the age of majority where you reside) to use the Site. By using the Site you represent that you are eligible.
5. License and Use Restrictions
- License: We grant a limited, non-exclusive, non-transferable license to use the Site for lawful, personal, and non-commercial purposes.
- Restrictions: You may not copy, alter, distribute, license, sublicense, reverse-engineer, decompile, scrape, or otherwise misuse the Site or content.
6. Account, Registration, and Security
If you create an account, you must provide accurate information and keep login credentials secure. You are responsible for activity under your account. Notify us immediately of unauthorized use.
7. User Content and Community Conduct
- User content: You retain ownership of content you post. By posting, you grant MickOwen.com a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, distribute, and display the content.
- Prohibited content: Do not post content that is unlawful, infringing, defamatory, obscene, discriminatory, or otherwise objectionable.
- Moderation: We may remove or disable access to content that violates these Terms or for any reason at our discretion.
8. Purchases, Billing, and Refunds
- Transactions: All purchases are subject to terms provided at checkout.
- Payment processors: Third-party payment processors handle payment information under their terms.
- Refunds: Refund policies are posted at the point of sale. If no policy is specified, contact support.
9. Third-Party Links, Products, and Services
The Site may contain links to third-party websites, products, or services. We are not responsible for third-party content, practices, or policies. Affiliate relationships and sponsorships will be disclosed where required.
10. Affiliate and Sponsored Content; Compensation
We may earn commissions or fees from third-party products or services recommended on the Site. Any material connection will be disclosed as required by law. Recommendations do not guarantee results.
11. Disclaimers
- No professional advice: Content is for informational purposes only and is not legal, financial, tax, medical, or other professional advice.
- No guarantees: We do not guarantee income, results, or outcomes. Individual results vary.
- No warranties: The Site is provided “as is” and “as available,” with no express or implied warranties.
12. Limitation of Liability
To the maximum extent permitted by law, MickOwen.com and its affiliates are not liable for indirect, incidental, special, consequential, or punitive damages. Our aggregate liability for direct damages is limited to the greater of (a) amounts you paid to us in the 12 months prior to a claim or (b) $100.
13. Indemnification
You agree to indemnify and hold MickOwen.com harmless from claims, liabilities, damages, losses, and expenses arising from your use of the Site or violation of these Terms & Conditions.
14. Privacy, Data Protection, and Security
a. Privacy Policy: Our Privacy Policy (available at [link]) explains data collection, use, and sharing. By using the Site you consent to those practices.
b. GDPR / EU & UK Specifics:
- Data controller: For EU/UK users, MickOwen.com is the data controller for personal data collected through the Site.
- Legal bases: We process personal data on lawful bases such as contract performance, consent, legitimate interests, and legal obligations. We will inform you of the applicable basis as required.
- Data subject rights: EU/UK residents have rights to access, rectify, erase, restrict processing, object, port data, and withdraw consent. Submit requests to the privacy contact in the Privacy Policy. Verification will be required.
- International transfers: Data transfers outside the EEA/UK will use safeguards (e.g., Standard Contractual Clauses) or rely on adequacy decisions as applicable.
c. CCPA / CPRA — California Residents:
- Rights: California residents have rights to know, delete, and opt-out of sale of personal information. We do not currently sell personal information for monetary consideration. If that changes, we will provide an opt-out mechanism.
- How to exercise: Submit verifiable requests via the channels in the Privacy Policy. We will verify identity and respond within legal timeframes.
- Authorized agents: California residents may designate authorized agents; verification required.
d. Security: We implement reasonable measures to protect personal data, but no system is completely secure.
15. Data Subject Requests (DSRs) — Procedure
- How to submit: Send requests to admin@mickowen.com or mail to the address below. Include sufficient information to verify identity.
- Verification: We will verify identity before fulfilling requests to protect privacy.
- Response time: We will respond within applicable legal timeframes (typically one month; extensions where permitted).
Mailing address for DSRs:
MickOwen.com
4251 FM 2181, Suite 230-247
Corinth, Texas 76210
16. International Users and Local Laws
If you access the Site from outside the United States, you are responsible for compliance with local laws. By using the Site, you consent to transfer of your information to the United States.
17. Governing Law, Arbitration, and Dispute Resolution
- Governing law: These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
- Venue: You agree that disputes will be resolved in state or federal courts located in Texas.
- Arbitration (optional): If you prefer an arbitration clause or alternative dispute resolution, contact us to propose language; otherwise, court resolution applies.
18. Termination
We may suspend or terminate access to the Site at any time for violation of these Terms or for any lawful reason. Termination does not affect accrued rights or obligations.
19. Severability
If a provision is held invalid or unenforceable, the remainder of the Terms remains in effect.
20. Assignment
We may assign our rights and obligations under these Terms. You may not assign your rights without our prior written consent.
21. Notices
We may provide notices by posting on the Site or sending to the contact information you provide. Official notice mailing address:
MickOwen.com
4251 FM 2181, Suite 230-247
Corinth, Texas 76210
22. Contact Information
For questions about these Terms & Conditions or privacy requests, contact:
Email: support@mickowen.com
Mail: MickOwen.com
4251 FM 2181, Suite 230-247
Corinth, Texas 76210
23. Updates
Please note that the content of this page can change without prior notice.
